Du kan få full dekning med PayPal, det avhenger av hvem du kjøper av, og hvordan du betaler.
Jeg har PayPal med automatisk trekk over mitt kredittkort, hvilket betyr at mitt kredittkortselskap garanterer for visse kjøp.
I tillegg er det en rekke PayPal-garantier, avhengig av hvorvidt selger er godkjent av PayPal, og hvilken status denne har hos vedkommende.
eBay har en egen avtale med PayPal, og betaler du via PayPal-option på eBay har du dekning den veien.
Men du kan også kjøpe dekning.
Står mer om dette her. Har aldri hatt problemer med PayPal:
3.
How much coverage do I get with PayPal Buyer Protection?
If you see the PayPal Buyer Protection message "Pay with PayPal and full purchase price is covered", and if PayPal finds in your favor on your Claim, PayPal will reimburse you for the full purchase price of the item and original shipping costs with no cap on coverage. If the buyer protection message includes a cap on coverage, and if PayPal finds in your favor, then PayPal will reimburse you for the full purchase price of the item and original shipping costs, up to the coverage cap specified in the buyer protection message. The amount of coverage varies based on the eBay website where the purchase is made.
PayPal will not reimburse you for the return shipping costs that you incur to return a Significantly Not as Described item to the seller or other party PayPal specifies. If the seller presents evidence that they delivered the goods to your address, PayPal may find in favor of the seller even if you did not receive the goods.
4.
What protection is provided for ticket purchases?
The same protection applies for tickets that apply for all other purchases, except that ticket purchases on
www.ebay.com for events that will be held in the following states: New York, Florida, South Carolina, Louisiana, Pennsylvania, or Illinois (Covered States) will receive full PayPal Buyer Protection. This means that if you purchase a ticket for an event in one of the Covered States, and you subsequently win a PayPal Buyer Protection Claim, PayPal will reimburse you for the full purchase price of the ticket and original shipping costs with no cap even if the listing had a cap. This applies to both tangible and electronic tickets.
Money Back Guarantee
Safeguard your online purchases with PayPal's Money Back Guarantee.
When you make a payment on the PayPal website, you can now buy a Money Back Guarantee to protect your purchase of physical goods on selected transactions. If you purchase the Money Back Guarantee, you will have the option to return your merchandise to PayPal in exchange for a reimbursement (not including the Guarantee fee), provided that you file a complete reimbursement request within 45 days of payment.
This program will only be offered for tangible goods transactions of less than $1,000.00 USD with pre-qualified sellers. PayPal may take additional criteria into account in deciding whether to offer the Money Back Guarantee on a particular transaction.
You will know if a transaction qualifies when you get to the Confirm Payment Details page. If we are offering the Money Back Guarantee, you will see a check box quoting the price of the Guarantee for that transaction. Just click on the box before you send payment. For more complete information about the Money Back Guarantee and its specific exclusions and fees, please go to the Money Back Guarantee Policy of the User Agreement.